Chief Operations Officer

David Howerton joined FMB Wealth Management in 2015. As COO David directs and administers the day-to-day operations of the firm. David has over 20 years of experience in the financial services industry. Prior to FMB, he was with Citibank as a Vice President and Branch Manager with responsibilities including High Net Worth client relations, as well as deposit growth and lending management. Previously, David held Series 7, 24 and 63 securities licenses with Citicorp Investment Services. David earned his Bachelor's degree in Management from Antioch University. He also studied Information Systems Management at the University of San Francisco. 

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The FMB Advisors Blog

Wealth and Health

2/8/19 A Four Part Series for Multigenerational Investors on the Relationship Between Your Health and Your Wealth Chapter 1 – More of BOTH is Better! “Early to bed and early to rise keeps a man healthy, wealthy and wise”    Ben Franklin   “...

An Evidence-Based Approach to Sustainable Investing

7/19/18 Part I: Setting the Sustainable Stage                              If there’s one trait most of us share, it’s a desire to make the world a better place. No wonder there’s so much interest in sustainable investing. Who wouldn’t want to try...

The Impact of Inflation

6/21/18 When the prices of goods and services increase over time, consumers can buy fewer of them with every dollar they have saved. This erosion of the real purchasing power of wealth is called inflation. Inflation is an important element of...

It’s Time to Get Serious About Your Happiness

5/24/18 There’s a great quote by Jean-Paul Sartre: “We are our choices.” When it comes to our happiness and our overall success in life, that’s truer than you might have realized. Taking time to examine the choices you make in your life and work...

Sailing with the Tides

4/17/18 Embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan, and there’ll be rough seas. But the odds of reaching your destination increase greatly if you are prepared, flexible, patient, and well-...