Capital Controls: Protective or Destructive?

Capital Controls: Protective or Destructive? Over the past few decades, capital controls have been a source of hotly contested debate among economists and policymakers worldwide. Some believe that capital controls are a prudent measure in protecting...

Your Pre-Retirement Checklist: What to do 5 Years Prior to Retirement

Your Pre-Retirement Checklist: What to do 5 Years Prior to Retirement Pre-retirement planning can be an exciting – yet anxious – time in anyone’s life. Whether you are daydreaming about how you’ll spend your free time or fussing over the details of...

Five Reasons to get an Annual Financial Review

  Five Reasons to get an Annual Financial Review Keeping track of your personal financial plan through an annual financial review is important in any economic climate. During periods of economic uncertainty or volatility, however, careful financial...

The 401(k) Rollover Decision: Beware of Conflicts of Interest

The 401(k) Rollover Decision: Beware of Conflicts of Interest Recently I have been getting a lot of questions regarding 401(k) rollovers. I wanted to address this by revisitingThe Government Accountability Office (GAO) March 2013 report on the...

Confidence in Retirement Planning Wanes among Baby Boomer Generation

Confidence in Retirement Planning Wanes among Baby Boomer Generation A recent report by the Insured Retirement Institute (IRI) revealed that baby boomers’ confidence in their retirement preparations have declined year after year, with high...

A Woman’s Guide to Investing with a Financial Advisor

A Woman’s Guide to Investing with a Financial Advisor Women today are increasingly becoming breadwinners for their families, gaining ground in the boardroom, and are raking in higher salaries than ever before. With these changes, 21st century women...

Fee-Only, Fee-Based or Commission-Based Financial Advisors: Which is Right for You?

Fee-Only, Fee-Based or Commission-Based Financial Advisors: Which is Right for You?  Despite the seemingly insignificant distinction of terms, the difference between fee-only, fee-based and commission-based financial advisor classifications are...

Rolling Over Your 401(k)? Avoid these 5 Costly Mistakes.

Rolling Over Your 401(k)? Avoid these 5 Costly Mistakes. Mistakes happen. When slipups happen in your 401(k) plan, however, the consequences can be costly – even life-altering. Whether you’re unfamiliar with the rules of the rollover or are in...

Controlling Costs

In the mid-1800s, in a collection of essays entitled “Conduct of Life,” Ralph Waldo Emerson observed, “Money often costs too much.” More than 150 years later, his words remain well worth heeding, as we focus on one of the most effective ways to...

Family Wealth Planning

Family Wealth Planning Whether it’s gathering for an annual reunion, recounting an anecdote about quirky Uncle Jim, or simply being there for one another during difficult times, family traditions are the comfort food that nourishes our most...

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The FMB Advisors Blog

The Impact of Inflation

6/21/18 When the prices of goods and services increase over time, consumers can buy fewer of them with every dollar they have saved. This erosion of the real purchasing power of wealth is called inflation. Inflation is an important element of...

It’s Time to Get Serious About Your Happiness

5/24/18 There’s a great quote by Jean-Paul Sartre: “We are our choices.” When it comes to our happiness and our overall success in life, that’s truer than you might have realized. Taking time to examine the choices you make in your life and work...

Sailing with the Tides

4/17/18 Embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan, and there’ll be rough seas. But the odds of reaching your destination increase greatly if you are prepared, flexible, patient, and well-...

10 Things To Do Right Now While Markets Are (Not Really) Tanking

  4/02/18 “This is a test; this is only a test. Had this been an actual emergency …” The truth is, the markets are not tanking as we write this piece. In fact, overall market temperatures have been so mild for so long, many newer investors have...

Charitable Giving Under New Tax Laws: Understanding the Donor-Advised Fund (DAF)

2/28/18 No matter how the 2017 Tax Cuts and Jobs Act (TCJA) may alter your tax planning, we’d like to believe one thing will remain the same: With or without a tax write-off, many Americans will still want to give generously to the charities of...