CalPERS liquidates hedge fund portfolio, makes waves in the investment community

CalPERS liquidates hedge fund portfolio, makes waves in the investment community   The California Public Employees Retirement System (CalPERS), America’s largest pension fund, announced in September that it will be divesting all $4 billion of its...

MyRA: The new “starter” IRA

MyRA: The new “starter” IRA  For many Americans, employer-sponsored retirement savings plans, such as 401(k)s, are simply not an available option for them. Whether because they are part-time, hourly, self-employed or simply don’t receive benefits...

Congressional Savings Reform May Affect Your IRA

Congressional Savings Reform May Affect Your IRA Recent news from Capitol Hill may require some investors to rethink their retirement savings plan. In a recent Finance Committee hearing on retirement savings reform, members of Congress discussed a...

Health is the key to a comfortable retirement, but retirees aren’t prepared for the cost

Health is the key to a comfortable retirement, but retirees aren’t prepared for the cost   Health, financial security, friends, family, and purpose are all key factors that can influence a person’s happiness during retirement. The presence or...

Physical and Financial Health Go Hand in Hand

Physical and Financial Health Go Hand in Hand Generally, good health indicators involve factors such as diet, exercise, sleep patterns, and tobacco use.  Focusing on these direct, physical measurements of health is often the only way predictions are...

Physical and Financial Health Go Hand in Hand

Physical and Financial Health Go Hand in Hand Generally, good health indicators involve factors such as diet, exercise, sleep patterns, and tobacco use.  Focusing on these direct, physical measurements of health is often the only way predictions are...

How to Save up for a $1 Million Dollar Retirement

How to Save up for a $1 Million Dollar Retirement One million dollars can go a long way in providing a comfortable cushion for a long and fulfilling retirement.  The key to saving this nest egg is implementing an intelligent and well planned...

Supreme Court rules that inherited IRAs are not shielded in bankruptcy

Supreme Court rules that inherited IRAs are not shielded in bankruptcy According to a recent Supreme Court ruling, inherited Individual Retirement Accounts (IRA) are not considered to be “retirement funds” and are therefore not protected from...

Thousand Oaks-based biotech giant, Amgen, to lay off up to 2,900 workers

Thousand Oaks-based biotech giant, Amgen, to lay off up to 2,900 workers How to maximize your company stock options after being let go   Thousand Oaks-based biopharmaceutical company, Amgen, Inc., announced its plans to reduce staff at its Conejo...

Debunking the Myths of Working during Retirement

Debunking the Myths of Working during Retirement Visions of retirement in the 21st century look drastically different than traditional retirement in days of old. Longer life expectancy has not only driven the average retirement age up a few more...

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The FMB Advisors Blog

The Impact of Inflation

6/21/18 When the prices of goods and services increase over time, consumers can buy fewer of them with every dollar they have saved. This erosion of the real purchasing power of wealth is called inflation. Inflation is an important element of...

It’s Time to Get Serious About Your Happiness

5/24/18 There’s a great quote by Jean-Paul Sartre: “We are our choices.” When it comes to our happiness and our overall success in life, that’s truer than you might have realized. Taking time to examine the choices you make in your life and work...

Sailing with the Tides

4/17/18 Embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan, and there’ll be rough seas. But the odds of reaching your destination increase greatly if you are prepared, flexible, patient, and well-...

10 Things To Do Right Now While Markets Are (Not Really) Tanking

  4/02/18 “This is a test; this is only a test. Had this been an actual emergency …” The truth is, the markets are not tanking as we write this piece. In fact, overall market temperatures have been so mild for so long, many newer investors have...

Charitable Giving Under New Tax Laws: Understanding the Donor-Advised Fund (DAF)

2/28/18 No matter how the 2017 Tax Cuts and Jobs Act (TCJA) may alter your tax planning, we’d like to believe one thing will remain the same: With or without a tax write-off, many Americans will still want to give generously to the charities of...