MyRA: The new “starter” IRA

MyRA: The new “starter” IRA  For many Americans, employer-sponsored retirement savings plans, such as 401(k)s, are simply not an available option for them. Whether because they are part-time, hourly, self-employed or simply don’t receive benefits...

Congressional Savings Reform May Affect Your IRA

Congressional Savings Reform May Affect Your IRA Recent news from Capitol Hill may require some investors to rethink their retirement savings plan. In a recent Finance Committee hearing on retirement savings reform, members of Congress discussed a...

Health is the key to a comfortable retirement, but retirees aren’t prepared for the cost

Health is the key to a comfortable retirement, but retirees aren’t prepared for the cost   Health, financial security, friends, family, and purpose are all key factors that can influence a person’s happiness during retirement. The presence or...

Physical and Financial Health Go Hand in Hand

Physical and Financial Health Go Hand in Hand Generally, good health indicators involve factors such as diet, exercise, sleep patterns, and tobacco use.  Focusing on these direct, physical measurements of health is often the only way predictions are...

Physical and Financial Health Go Hand in Hand

Physical and Financial Health Go Hand in Hand Generally, good health indicators involve factors such as diet, exercise, sleep patterns, and tobacco use.  Focusing on these direct, physical measurements of health is often the only way predictions are...

How to Save up for a $1 Million Dollar Retirement

How to Save up for a $1 Million Dollar Retirement One million dollars can go a long way in providing a comfortable cushion for a long and fulfilling retirement.  The key to saving this nest egg is implementing an intelligent and well planned...

Supreme Court rules that inherited IRAs are not shielded in bankruptcy

Supreme Court rules that inherited IRAs are not shielded in bankruptcy According to a recent Supreme Court ruling, inherited Individual Retirement Accounts (IRA) are not considered to be “retirement funds” and are therefore not protected from...

Thousand Oaks-based biotech giant, Amgen, to lay off up to 2,900 workers

Thousand Oaks-based biotech giant, Amgen, to lay off up to 2,900 workers How to maximize your company stock options after being let go   Thousand Oaks-based biopharmaceutical company, Amgen, Inc., announced its plans to reduce staff at its Conejo...

Debunking the Myths of Working during Retirement

Debunking the Myths of Working during Retirement Visions of retirement in the 21st century look drastically different than traditional retirement in days of old. Longer life expectancy has not only driven the average retirement age up a few more...

Capital Controls: Protective or Destructive?

Capital Controls: Protective or Destructive? Over the past few decades, capital controls have been a source of hotly contested debate among economists and policymakers worldwide. Some believe that capital controls are a prudent measure in protecting...

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The FMB Blog

Off to College: Books, Bedding and a Power of Attorney?

9/11/17 When your child prepares to head off to college, putting a power of attorney in place for them is likely the last thing on your mind. After all, they’re just about to test the waters of adulthood, of true independence, and there’s so much...

Financial Planning Steps after Losing a Spouse

8/15/17 Nothing can prepare you for losing your spouse. If you have recently been widowed, the world seems to demand rapid response to weighty decisions at every turn. Among the hardships of losing a spouse are legal decisions, financial pressures...

Are You Prepared for a Market “Correction”?

6/30/17 Before we proceed, let’s get two things straight: First, there is no such thing as a “correction”. When buyers and sellers agree on a price, that is the correct market price. However, there have been and will be large market price declines...

DOL’s Fiduciary Rule Goes into Effect on June 9

6/1/17 After a 60-day delay from its original schedule, the Department of Labor’s (DOL) fiduciary rule – an investor-protection law created under the Obama administration – is now set to go into effect on June 9, 2017. Many investors are wondering...

The Uncertainty Paradox

5/11/17 “The market hates uncertainty” has been a common enough saying in recent years, but how logical is it? There are many different aspects to uncertainty, some that can be measured and some that cannot. Uncertainty is an unchangeable...