How to Take Control of Your Finances after Divorce

  11/9/2015 Evan Miller, CFP® and Partner at FMB Wealth Management, is a CDFA™ or Certified Divorce Financial Analyst®. He specializes in helping people who have gone through or are going through divorce to coordinate their financial affairs and...

If Donald Trump invested his inheritance in index funds, he might have been a much wealthier man

10/27/2015 FMB Wealth Management does not endorse or recommend any candidates for presidential or any other office. This article is for editorial purposes only and does not serve as political commentary on any candidate’s qualifications for...

5 Reasons to Keep Calm When the Stock Market Takes a Dive

10/20/2015 In August, investors saw some of the U.S. stock market’s worst days in years. Even investors and media pundits who are known for their long-view approach to investing began to make irrational choices with their investments.  Stocks rise...

Fed Says It Won't Raise Interest Rates for Now

10/09/15 The Federal Reserve announced in mid-September that it will postpone increasing interest rates for now, opting to keep rates near zero awhile longer. The Fed’s chairwoman Janet L. Yellen said, however, that interest rates are still expected...

Are Target Date Funds Right for Your Retirement Portfolio?

9/25/15 Target date funds were first designed in the early 1990s specifically with the simple retirement planners’ needs in mind. Target date funds are basic collective investment funds that become increasingly conservative as an investor’s target...

American retirement savings trends

8/28/15 Recent study reveals highs and lows of American retirement savings trends A recent Fidelity report revealed the good, the bad and the ugly when it comes to Americans saving for retirement today.  While some areas of retirement savings look...

Should I pay off my mortgage before entering retirement?

8/20/2015 At some point in your life, you might have heard that some debt is, in fact, “good” debt. A home mortgage, for example, is a type of debt that can be advantageous to have on your balance sheet under certain circumstances, particularly when...

The backdoor to a Roth IRA is still open…for now

The backdoor to a Roth IRA is still open…for now 08/13/15 The Roth IRA was revolutionary when it became available nearly two decades ago. That’s because retirement accounts traditionally have been a method of deferring taxable income, with eventual...

How Does Greece’s Debt Crisis Impact Average Investors?

How Does Greece’s Debt Crisis Impact Average Investors? When Greece’s debt crisis reached its peak several years ago, many feared that the repercussions of Greece missing its debt payments and the possibility of it exiting the Eurozone would fare...

How should freelance workers save for retirement?

How should freelance workers save for retirement? More and more Americans are saying that the freelance life is the life for them. A whopping 53 million Americans consider themselves to be full-time freelancers – an all-time high. With the...

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The FMB Advisors Blog

Sailing with the Tides

4/17/18 Embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan, and there’ll be rough seas. But the odds of reaching your destination increase greatly if you are prepared, flexible, patient, and well-...

10 Things To Do Right Now While Markets Are (Not Really) Tanking

  4/02/18 “This is a test; this is only a test. Had this been an actual emergency …” The truth is, the markets are not tanking as we write this piece. In fact, overall market temperatures have been so mild for so long, many newer investors have...

Charitable Giving Under New Tax Laws: Understanding the Donor-Advised Fund (DAF)

2/28/18 No matter how the 2017 Tax Cuts and Jobs Act (TCJA) may alter your tax planning, we’d like to believe one thing will remain the same: With or without a tax write-off, many Americans will still want to give generously to the charities of...

5 Hallmarks of Great Financial Advice

2/12/18 You may think the best financial advice is that which makes you the most money. Think again. You may get lucky on bad advice but at some point, the luck will run out, putting your financial future into jeopardy. Separate the good from the...

Protecting Investment Accounts from Cyberattacks

1/19/18 Hackers have dismantled hospitals, held a North Carolina county’s computer system hostage, and stolen the personal information of basically half of all Americans. And that was just in 2017. Who’s to say they won’t go after investment...