Top Ten Steps to Protect Your Digital Estate

12/31/2015   In today’s world, we deal with digital information on a daily basis. With the advent of so many new online tools and technologies, guarding sensitive personal and financial information online is more important and, in some ways, more...

You, Your Financial Well-Being and the Federal Reserve

12/16/2015   It’s been nearly a decade in the making, but time has finally come: On December 16, 2015, the U.S. Federal Reserve (the Fed) raised the federal funds rate by 0.25 percent. In and of itself, it’s a small move. But it’s being reported as...

Year-End Retirement Planning Tips

  12/08/2015   As 2015 draws to a close and the new year approaches, there are several important tax and retirement planning deadlines to be aware of for retirement savers and retirees of all ages. Some dates are crucial to obtaining certain tax...

Morningstar expects a $1Trillion shift in assets if advisors put their clients’ best interests first

12/01/2015 Earlier this year, the U.S. Labor Department (DOL) proposed a rule that could shift an estimated $1 trillion in assets toward low-cost, passive investment products, according to a recent report by Morningstar Inc. The proposed DOL rule,...

How to Take Control of Your Finances after Divorce

  11/9/2015 Evan Miller, CFP® and Partner at FMB Wealth Management, is a CDFA™ or Certified Divorce Financial Analyst®. He specializes in helping people who have gone through or are going through divorce to coordinate their financial affairs and...

If Donald Trump invested his inheritance in index funds, he might have been a much wealthier man

10/27/2015 FMB Wealth Management does not endorse or recommend any candidates for presidential or any other office. This article is for editorial purposes only and does not serve as political commentary on any candidate’s qualifications for...

5 Reasons to Keep Calm When the Stock Market Takes a Dive

10/20/2015 In August, investors saw some of the U.S. stock market’s worst days in years. Even investors and media pundits who are known for their long-view approach to investing began to make irrational choices with their investments.  Stocks rise...

Fed Says It Won't Raise Interest Rates for Now

10/09/15 The Federal Reserve announced in mid-September that it will postpone increasing interest rates for now, opting to keep rates near zero awhile longer. The Fed’s chairwoman Janet L. Yellen said, however, that interest rates are still expected...

Are Target Date Funds Right for Your Retirement Portfolio?

9/25/15 Target date funds were first designed in the early 1990s specifically with the simple retirement planners’ needs in mind. Target date funds are basic collective investment funds that become increasingly conservative as an investor’s target...

American retirement savings trends

8/28/15 Recent study reveals highs and lows of American retirement savings trends A recent Fidelity report revealed the good, the bad and the ugly when it comes to Americans saving for retirement today.  While some areas of retirement savings look...

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The FMB Blog

Understand the Ins and Outs of Medicare

11/7/17 If you’re turning 65 soon, it’s time to learn the ins and outs of Medicare, the federal health insurance program for seniors that is run by the Centers for Medicare & Medicaid Services (CMS). Currently, 57 million beneficiaries—or...

4 Key Steps Every Athlete Must Take Before Hiring a Financial Planner or Advisor

10/31/17 Many financial planners dream of landing an athlete or celebrity as their client, but the truth is, not every financial planner has the tools and expertise to handle the complexities of managing a portfolio like this. Most clients have...

7 Estate Planning Mistakes (and How to Avoid Them)

10/24/17 Most people would probably prefer to put off planning for their death. But if you own anything of value—and most people do—then you’ll want to add estate planning to your to-do list soon. An estate plan establishes what will happen to...

Off to College: Books, Bedding and a Power of Attorney?

9/11/17 When your child prepares to head off to college, putting a power of attorney in place for them is likely the last thing on your mind. After all, they’re just about to test the waters of adulthood, of true independence, and there’s so much...

Financial Planning Steps after Losing a Spouse

8/15/17 Nothing can prepare you for losing your spouse. If you have recently been widowed, the world seems to demand rapid response to weighty decisions at every turn. Among the hardships of losing a spouse are legal decisions, financial pressures...