Gender Gap in Retirement Security Sentiment

3/17/2016 The ninth annual America Saves Week survey indicates that more Americans doubt their ability to maintain their quality of life during their retirement years. A slight majority of those surveyed, 52% of respondents, stated that they had a...

Social Security File & Suspend Deadline is Approaching

3/10/2016 April 29 is the Last Day to Suspend Retirement Benefits Under Current Rules The Social Security Administration recently announced a major shift for retirees that is slated to take effect this spring under the Bipartisan Budget Act of 2015...

The Persistence Scorecard

03/04/2016 The Short-Lived Success of Active Fund Management The higher they soar, the harder they fall or Why Pay a Premium for Underperformance? Making a case for low-cost passive management Many active fund managers measure their worth and...

Tips on Assisting Aging Parents with Their Finances

2/02/2016   As your parents age, it may become more difficult for them to handle financial responsibilities on their own. Relinquishing independence, especially on financial matters, is often a sensitive topic and should be broached carefully, but...

10 Important Income Tax Changes in 2016

  1/20/2016   The new year has begun and so has a new tax year. By understanding the latest changes in the tax code, you can better plan for this tax season and your 2016 financial goals. Here are 10 of the most important tax changes to be aware of...

The Hazards of Buying Individual Stocks

1/5/2016 Everywhere you turn, financial media pundits seem to revel in the excitement and drama about the ups and downs of individual stocks in the market. In fact, you will likely find a wealth of commentary on the “top stock picks for 2016”...

Top Ten Steps to Protect Your Digital Estate

12/31/2015   In today’s world, we deal with digital information on a daily basis. With the advent of so many new online tools and technologies, guarding sensitive personal and financial information online is more important and, in some ways, more...

You, Your Financial Well-Being and the Federal Reserve

12/16/2015   It’s been nearly a decade in the making, but time has finally come: On December 16, 2015, the U.S. Federal Reserve (the Fed) raised the federal funds rate by 0.25 percent. In and of itself, it’s a small move. But it’s being reported as...

Year-End Retirement Planning Tips

  12/08/2015   As 2015 draws to a close and the new year approaches, there are several important tax and retirement planning deadlines to be aware of for retirement savers and retirees of all ages. Some dates are crucial to obtaining certain tax...

Morningstar expects a $1Trillion shift in assets if advisors put their clients’ best interests first

12/01/2015 Earlier this year, the U.S. Labor Department (DOL) proposed a rule that could shift an estimated $1 trillion in assets toward low-cost, passive investment products, according to a recent report by Morningstar Inc. The proposed DOL rule,...

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The FMB Advisors Blog

Sailing with the Tides

4/17/18 Embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan, and there’ll be rough seas. But the odds of reaching your destination increase greatly if you are prepared, flexible, patient, and well-...

10 Things To Do Right Now While Markets Are (Not Really) Tanking

  4/02/18 “This is a test; this is only a test. Had this been an actual emergency …” The truth is, the markets are not tanking as we write this piece. In fact, overall market temperatures have been so mild for so long, many newer investors have...

Charitable Giving Under New Tax Laws: Understanding the Donor-Advised Fund (DAF)

2/28/18 No matter how the 2017 Tax Cuts and Jobs Act (TCJA) may alter your tax planning, we’d like to believe one thing will remain the same: With or without a tax write-off, many Americans will still want to give generously to the charities of...

5 Hallmarks of Great Financial Advice

2/12/18 You may think the best financial advice is that which makes you the most money. Think again. You may get lucky on bad advice but at some point, the luck will run out, putting your financial future into jeopardy. Separate the good from the...

Protecting Investment Accounts from Cyberattacks

1/19/18 Hackers have dismantled hospitals, held a North Carolina county’s computer system hostage, and stolen the personal information of basically half of all Americans. And that was just in 2017. Who’s to say they won’t go after investment...