Why Your Portfolio May Not Be as Diverse as You Think

  4/06/2016 As a savvy investor, you probably already know that diversification is key to having a balanced, secure and low-risk financial portfolio. By dividing your assets among a variety of asset classes, industries, geographic regions, and stock...

Gender Gap in Retirement Security Sentiment

3/17/2016 The ninth annual America Saves Week survey indicates that more Americans doubt their ability to maintain their quality of life during their retirement years. A slight majority of those surveyed, 52% of respondents, stated that they had a...

Social Security File & Suspend Deadline is Approaching

3/10/2016 April 29 is the Last Day to Suspend Retirement Benefits Under Current Rules The Social Security Administration recently announced a major shift for retirees that is slated to take effect this spring under the Bipartisan Budget Act of 2015...

The Persistence Scorecard

03/04/2016 The Short-Lived Success of Active Fund Management The higher they soar, the harder they fall or Why Pay a Premium for Underperformance? Making a case for low-cost passive management Many active fund managers measure their worth and...

Tips on Assisting Aging Parents with Their Finances

2/02/2016   As your parents age, it may become more difficult for them to handle financial responsibilities on their own. Relinquishing independence, especially on financial matters, is often a sensitive topic and should be broached carefully, but...

10 Important Income Tax Changes in 2016

  1/20/2016   The new year has begun and so has a new tax year. By understanding the latest changes in the tax code, you can better plan for this tax season and your 2016 financial goals. Here are 10 of the most important tax changes to be aware of...

The Hazards of Buying Individual Stocks

1/5/2016 Everywhere you turn, financial media pundits seem to revel in the excitement and drama about the ups and downs of individual stocks in the market. In fact, you will likely find a wealth of commentary on the “top stock picks for 2016”...

Top Ten Steps to Protect Your Digital Estate

12/31/2015   In today’s world, we deal with digital information on a daily basis. With the advent of so many new online tools and technologies, guarding sensitive personal and financial information online is more important and, in some ways, more...

You, Your Financial Well-Being and the Federal Reserve

12/16/2015   It’s been nearly a decade in the making, but time has finally come: On December 16, 2015, the U.S. Federal Reserve (the Fed) raised the federal funds rate by 0.25 percent. In and of itself, it’s a small move. But it’s being reported as...

Year-End Retirement Planning Tips

  12/08/2015   As 2015 draws to a close and the new year approaches, there are several important tax and retirement planning deadlines to be aware of for retirement savers and retirees of all ages. Some dates are crucial to obtaining certain tax...

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The FMB Blog

Off to College: Books, Bedding and a Power of Attorney?

9/11/17 When your child prepares to head off to college, putting a power of attorney in place for them is likely the last thing on your mind. After all, they’re just about to test the waters of adulthood, of true independence, and there’s so much...

Financial Planning Steps after Losing a Spouse

8/15/17 Nothing can prepare you for losing your spouse. If you have recently been widowed, the world seems to demand rapid response to weighty decisions at every turn. Among the hardships of losing a spouse are legal decisions, financial pressures...

Are You Prepared for a Market “Correction”?

6/30/17 Before we proceed, let’s get two things straight: First, there is no such thing as a “correction”. When buyers and sellers agree on a price, that is the correct market price. However, there have been and will be large market price declines...

DOL’s Fiduciary Rule Goes into Effect on June 9

6/1/17 After a 60-day delay from its original schedule, the Department of Labor’s (DOL) fiduciary rule – an investor-protection law created under the Obama administration – is now set to go into effect on June 9, 2017. Many investors are wondering...

The Uncertainty Paradox

5/11/17 “The market hates uncertainty” has been a common enough saying in recent years, but how logical is it? There are many different aspects to uncertainty, some that can be measured and some that cannot. Uncertainty is an unchangeable...