Indexes and Your Investments: Part II

3/9/17 A breakdown of how index funds are formed As we learned in our introductory “Indexes and Your Investments” blog post, index funds are groups of stocks, similar to mutual funds, containing stocks with similar characteristics, such as size,...

Indexes and Your Investments: An Introduction

2/24/17 The Dow Jones Industrial Average reached 20,000 in January, and at the time of this writing, it is well on its way toward 21,000. What does an index really represent, and what does it mean to you as an investor? We will be tackling these...

How Trump’s Tax Law Changes Will Impact Your Portfolio

1/25/17 President Trump and his administration have proposed several changes to tax law, including reductions to income tax, capital gains tax (for some tax brackets), and business taxes. Amidst these impending tax law changes, it is important to...

Divorced? This New Social Security Rule May Apply to You

12/27/16 Divorcees should keep an eye on newly revised rules that now apply to Social Security benefit claims. In November 2015, Congress passed the Bipartisan Budget Act, which added a new set of rules for divorced individuals who meet certain...

10 Life Events That Should Trigger an Update to Your Estate Plan

12/19/16 Many people draft an estate plan when they start a family, then do little to make updates to it as other key life events happen. This is a major mistake that can put your hard-earned money built over a lifetime in the wrong hands or tied up...

The Shift from Active to Passive Management May Not Be as Radical as It Seems

11/22/16 Since the release of the Department of Labor’s new fiduciary rule and following many reports about the failure of most active fund managers in outperforming their benchmarks, there has been a lot of talk lately about a massive shift from...

Taking Losses in Your Portfolio for Tax Benefit Purposes

11/10/16 Let’s face it, none of us ever go into an investment thinking it will not work out, but this does occur and can end up resulting in a loss.  In these cases, we can use these losses to our advantage for tax planning purposes. Tax-loss...

An Analysis of Presidential Elections and the Stock Market

11/01/16 Next week, Americans will head to the polls to elect the next president of the United States. While the outcome is unknown, one thing is for certain: There will be a steady stream of opinions from pundits and prognosticators about how the...

Why Wells Fargo’s Misconduct Should Make You Think Twice About Sinking Investments in Your Company’s Stock

10/20/16 Many people think it makes sense to invest in shares of the company that they work for. Intuitively, it makes sense, since as a full time employee, you have a better grasp on the growth of the company and will be updated daily on its growth...

Structured CDs: The Latest Wall Street Scam to Take Your Money

10/14/16 Most people, especially retirees who are accustomed to banking for many years, are well aware of what a certificate of deposit, or CD, is and how it works. While they don’t typically yield high returns, these investment vehicles are some of...

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The FMB Blog

Understand the Ins and Outs of Medicare

11/7/17 If you’re turning 65 soon, it’s time to learn the ins and outs of Medicare, the federal health insurance program for seniors that is run by the Centers for Medicare & Medicaid Services (CMS). Currently, 57 million beneficiaries—or...

4 Key Steps Every Athlete Must Take Before Hiring a Financial Planner or Advisor

10/31/17 Many financial planners dream of landing an athlete or celebrity as their client, but the truth is, not every financial planner has the tools and expertise to handle the complexities of managing a portfolio like this. Most clients have...

7 Estate Planning Mistakes (and How to Avoid Them)

10/24/17 Most people would probably prefer to put off planning for their death. But if you own anything of value—and most people do—then you’ll want to add estate planning to your to-do list soon. An estate plan establishes what will happen to...

Off to College: Books, Bedding and a Power of Attorney?

9/11/17 When your child prepares to head off to college, putting a power of attorney in place for them is likely the last thing on your mind. After all, they’re just about to test the waters of adulthood, of true independence, and there’s so much...

Financial Planning Steps after Losing a Spouse

8/15/17 Nothing can prepare you for losing your spouse. If you have recently been widowed, the world seems to demand rapid response to weighty decisions at every turn. Among the hardships of losing a spouse are legal decisions, financial pressures...